A FICO Credit Score is a measurement of how lenders determine how likely it will be that they will be paid back. The score ranges between 300 to 850, with 850 being the best. Here is how credit scores Rank:

EXCELLENT – 740 and over

GOOD – 670 to 739

FAIR – 570 to 669

POOR – 300 to 569

You can find out your credit score for free and not hurt your score by inquiring on your own account at http://creditkarma.com

The quickest way to improve your credit score in a short time is to Pay your bills ON TIME. Next, pay off your highest interest credit accounts first. Do Not close any unused accounts.

Let’s talk about next steps and discuss in greater detail about a method to improve your score.

You can get a complimentary copy of your credit report from any of the three credit reporting agencies. Here are the links:

TransUnion – http://transunion.com

Experian – http://experian.com

Equifax – http://equifax.com