How Do We Control Monthly Expenses?

How Do We Control Monthly Expenses?

In dealing with our daily personal budget we have what we consider fixed expenses and expense that are variable in nature. Fixed expenses would be things characterized by our House Payment or Rent, Car Payment and vehicle Insurance, health insurance, life insurance...
Pay Day

Pay Day

What do you do with your take home pay? Whether you get paid in cash, check, payroll check or direct deposit you have bills to pay. The typical order of where our cash goes is to Food, Shelter and everything else. It’s the everything else where the decision making...
What is a Good Personal Budget?

What is a Good Personal Budget?

To start a simple BUDGET think about dividing your available After Tax dollars in a 50/30/20 allocation. This means that half of your money goes to paying necessities, 30% to wants and 20% to savings and debt repayment. Necessities include Housing, Utilities,...